---
canonical_url: https://lendb.ai/lo/michael-mesa-1464064
json_url: https://lendb.ai/lo/michael-mesa-1464064.json
nmls_id: 1464064
last_verified: 2026-10-09
---

# Michael Mesa

Loan Officer at Empire Home Loans. NMLS ID 1464064 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1464064)).

**Summary:** Michael Mesa (NMLS 1464064) is Loan Officer at Empire Home Loans. Focus areas shown on the lender page: VA loan. States 5 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 5 (source: https://www.empirehomeloans.com/team/michael, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.empirehomeloans.com/team/michael

## About

Michael served 5 years as an Infantryman and has dedicated himself to serving military families since 1997, bringing extensive mortgage industry experience from wholesale lending, underwriting, and branch management.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1997. Source: https://www.empirehomeloans.com/team/michael, verified 2026-10-09.
- years_experience: 5. Source: https://www.empirehomeloans.com/team/michael, verified 2026-10-09.
- education: Bachelor of Arts in Business Administration from the University of Washington. Source: https://www.empirehomeloans.com/team/michael, verified 2026-10-09.
- education: Master of Science in Organization Leadership from Regis University. Source: https://www.empirehomeloans.com/team/michael, verified 2026-10-09.
- credential: Six Sigma Green Belt. Source: https://www.empirehomeloans.com/team/michael, verified 2026-10-09.
- credential: Lean Six Sigma certification. Source: https://www.empirehomeloans.com/team/michael, verified 2026-10-09.
- service_area: Tri Cities in NE Tennessee, previously Tacoma/Olympia metro area in Washington. Source: https://www.empirehomeloans.com/team/michael, verified 2026-10-09.
- role: Real estate agent in Tacoma/Olympia metro area before entering lending. Source: https://www.empirehomeloans.com/team/michael, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243). Source: https://www.empirehomeloans.com/team/michael, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1464064

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/michael
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-mesa-1464064#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1464064
- lender_site: https://www.empirehomeloans.com/team/michael

Cite as: Michael Mesa (NMLS 1464064), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/michael-mesa-1464064, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._