---
canonical_url: https://lendb.ai/lo/michael-miley-413510
json_url: https://lendb.ai/lo/michael-miley-413510.json
nmls_id: 413510
last_verified: 2026-10-09
---

# Michael Miley

Senior Loan Officer at CrossCountry Mortgage, Reading, PA. NMLS ID 413510 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/413510)).

**Summary:** Michael Miley (NMLS 413510) is Senior Loan Officer at CrossCountry Mortgage, based in Reading, PA. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Focus areas shown on the lender page: First-time buyer, VA loan and FHA loan. Licensed since 2022 (per Florida records). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://crosscountrymortgage.com/reading-pa-2586/michael-miley/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/reading-pa-2586/michael-miley/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/reading-pa-2586/michael-miley/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/reading-pa-2586/michael-miley/

## About

Michael has over 30 years of mortgage and financial services experience. He specializes in VA loans and first-time homebuyers at the Reading, PA branch.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://crosscountrymortgage.com/reading-pa-2586/michael-miley/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO111749 | active | confirmed | 2022-08-09 | state_regulator | 2026-10-09 |
| PA | state_license | 74685 | active | confirmed |  | state_regulator | 2026-10-10 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Reading, PA. Source: https://crosscountrymortgage.com/reading-pa-2586/michael-miley/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/413510

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/reading-pa-2586/michael-miley/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-miley-413510#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/413510
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://crosscountrymortgage.com/reading-pa-2586/michael-miley/

Cite as: Michael Miley (NMLS 413510), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michael-miley-413510, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._