---
canonical_url: https://lendb.ai/lo/michael-miller-2080811
json_url: https://lendb.ai/lo/michael-miller-2080811.json
nmls_id: 2080811
last_verified: 2026-10-30
---

# Michael Miller

Loan officer at NEXA Mortgage, Miami, FL. NMLS ID 2080811 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2080811)).

Michael Miller, NMLS 2080811, works as a mortgage loan officer at NEXA Mortgage in Miami, Florida and is licensed in Florida since 2021 and in Texas, Delaware and California.

**Summary:** Michael Miller (NMLS 2080811) is a loan officer at NEXA Mortgage, based in Miami, FL. Licensed in 4 states confirmed with state regulators: Florida, Texas, Delaware and California. NEXA Mortgage also offers FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle), Reverse mortgage and USDA loan and 1 more (a lender program, not confirmed as their own focus). Earliest state license record: October 20, 2021 (Florida), per state regulator. Last verified 2026-10-30.

## Quick answers

### Is Michael licensed in Florida?

Yes. Florida regulator records list license LO96324 as active, first effective October 20, 2021 (verified 2026-10-15). LenDb has 3 other states on file for Michael. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Michael work for?

NEXA Mortgage, company NMLS 1660690, from the Miami, FL office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Michael been licensed?

The earliest state license record LenDb holds for Michael is from October 20, 2021 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: October 20, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Michael A. Miller (CA, DE, FL, IA, TX, as of 2026-10-30)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Delaware (DE, confirmed), California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: NEXA Mortgage's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-08. Source: https://nexamortgage.com
- **Jumbo loan** (`jumbo`): verified 2026-10-08. Source: https://nexamortgage.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-08. Source: https://nexamortgage.com
- **Reverse mortgage** (`reverse`): verified 2026-10-08. Source: https://nexamortgage.com
- **USDA loan** (`usda`): verified 2026-10-08. Source: https://nexamortgage.com
- **VA loan** (`va`): verified 2026-10-08. Source: https://nexamortgage.com

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO96324 | active | confirmed | 2021-10-20 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2023-09-26 | state_regulator | 2026-10-13 |
| DE | Delaware regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-30 |
| IA | Iowa regulator | state_license | 47263 | expired | confirmed | 2021-12-13 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2080811 | active | confirmed | 2022-02-09 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: NEXA Mortgage (NMLS 1660690), Miami, FL. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2080811

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2080811
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfpi.ca.gov/
- manual (lender programs): https://nexamortgage.com

Cite as: Michael Miller (NMLS 2080811), NEXA Mortgage. LenDb.ai, https://lendb.ai/lo/michael-miller-2080811, last verified 2026-10-30.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._