---
canonical_url: https://lendb.ai/lo/michael-nardo-1270416
json_url: https://lendb.ai/lo/michael-nardo-1270416.json
nmls_id: 1270416
last_verified: 2026-10-20
---

# Michael Nardo

Loan officer at Prime Choice Funding Inc.. NMLS ID 1270416 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1270416)).

Michael Nardo (NMLS 1270416) is a mortgage loan officer at Prime Choice Funding Inc., licensed in Florida and Oregon.

**Summary:** Michael Nardo (NMLS 1270416) is a loan officer at Prime Choice Funding Inc.. Licensed in 2 states confirmed with state regulators: Florida and Oregon. Earliest state license record: April 15, 2019 (Wisconsin), per state regulator. Last verified 2026-10-20.

## Quick answers

### Is Michael licensed in Florida?

Yes. Florida regulator records list license LO151361 as active, first effective October 1, 2026 (verified 2026-10-15). LenDb has 1 other state on file for Michael. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Michael work for?

Prime Choice Funding Inc., company NMLS 117375, per the lender's own site (verified 2026-10-20). Source: https://dfr.oregon.gov/.

### How long has Michael been licensed?

The earliest state license record LenDb holds for Michael is from April 15, 2019 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

## At a glance

- Earliest state license record: April 15, 2019 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Michael P. Nardo (CA, FL, OR, as of 2026-10-22)
- Licensed in: Florida (FL, confirmed), Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO151361 | active | confirmed | 2026-10-01 | state_regulator | 2026-10-15 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2026-05-07 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 1270416 | expired | confirmed | 2019-04-15 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1270416 | inactive | confirmed | 2024-10-03 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: Prime Choice Funding Inc. (NMLS 117375). Source: https://dfr.oregon.gov/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1270416

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1270416
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/

Cite as: Michael Nardo (NMLS 1270416), Prime Choice Funding Inc.. LenDb.ai, https://lendb.ai/lo/michael-nardo-1270416, last verified 2026-10-20.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._