---
canonical_url: https://lendb.ai/lo/michael-neff-2011504
json_url: https://lendb.ai/lo/michael-neff-2011504.json
nmls_id: 2011504
last_verified: 2026-10-09
---

# Michael Neff

Mortgage Advisor at Xpert Home Lending, CO. NMLS ID 2011504 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2011504)).

**Summary:** Michael Neff (NMLS 2011504) is Mortgage Advisor at Xpert Home Lending, based in Colorado. Licensed in Colorado, confirmed with the state regulator (license 100518908). Earliest state license record: October 1, 2020 (Colorado), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: October 1, 2020 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Colorado (CO, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100518908 | active | confirmed | 2020-10-01 | state_regulator | 2026-10-10 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191), CO. Source: https://xperthomelending.com/loan-directory/michael-neff, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2011504

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/michael-neff
- Office phone on file: shown at https://lendb.ai/lo/michael-neff-2011504#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2011504
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=255287&contact=473987
- lender_site: https://xperthomelending.com/loan-directory/michael-neff

Cite as: Michael Neff (NMLS 2011504), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/michael-neff-2011504, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._