---
canonical_url: https://lendb.ai/lo/michael-neider-497447
json_url: https://lendb.ai/lo/michael-neider-497447.json
nmls_id: 497447
last_verified: 2026-10-09
---

# Michael Neider

Mortgage Advisor at Xpert Home Lending. NMLS ID 497447 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/497447)).

**Summary:** Michael Neider (NMLS 497447) is Mortgage Advisor at Xpert Home Lending. Licensed in Florida, confirmed with the state regulator (license LO137598). Also lists California, Georgia, Kentucky, Maryland, Ohio, Texas and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Georgia (GA, lender_reported), Kentucky (KY, lender_reported), Maryland (MD, lender_reported), Ohio (OH, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- service_area: CA, FL, GA, KY, MD, OH, TX, VA. Source: https://xperthomelending.com/loan-directory/michael-neider, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO137598 | active | confirmed | 2025-04-30 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/michael-neider, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/497447

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/michael-neider
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-neider-497447#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/497447
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://xperthomelending.com/loan-directory/michael-neider

Cite as: Michael Neider (NMLS 497447), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/michael-neider-497447, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._