{
  "canonical_url": "https://lendb.ai/lo/michael-nwansi-2286022",
  "lede": {
    "text": "Michael Nwansi (NMLS 2286022) is a Senior Mortgage Broker at Three Point Mortgage LLC. Michael's own profile lists non-QM loan, self-employed and DSCR loan as a focus.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Does Michael do non-QM loans?",
      "a": "Michael's profile lists non-QM loan as a focus (from their lender profile page). It also lists self-employed, DSCR loan and jumbo loan.",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://www.threepointmortgage.com/michael-nwansi",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Michael work for?",
      "a": "Three Point Mortgage LLC, company NMLS 2364254, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.threepointmortgage.com/michael-nwansi",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2286022,
    "slug": "michael-nwansi-2286022",
    "canonical_url": "https://lendb.ai/lo/michael-nwansi-2286022",
    "md_url": "https://lendb.ai/lo/michael-nwansi-2286022.md",
    "json_url": "https://lendb.ai/lo/michael-nwansi-2286022.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2286022",
    "full_name": {
      "value": "Michael Nwansi",
      "source": "lender_site",
      "source_url": "https://www.threepointmortgage.com/michael-nwansi",
      "verified_at": "2026-10-15"
    },
    "first_name": "Michael",
    "last_name": "Nwansi",
    "headshot_url": {
      "value": "https://images.squarespace-cdn.com/content/v1/673cdd703c36ec6e0d4c0946/5ae81a54-2aeb-40bf-ad30-5e87f3ab927c/threepoint13+-+Michael+Nwansi.jpg",
      "source": "lender_site",
      "source_url": "https://www.threepointmortgage.com/michael-nwansi",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Senior Mortgage Broker",
      "source": "lender_site",
      "source_url": "https://www.threepointmortgage.com/michael-nwansi",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.threepointmortgage.com/michael-nwansi",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 2364254,
      "lender_name": "Three Point Mortgage LLC",
      "lender_slug": "three-point-mortgage-llc-2364254",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.threepointmortgage.com/michael-nwansi",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.threepointmortgage.com/michael-nwansi",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2364254,
        "lender_name": "Three Point Mortgage LLC",
        "lender_slug": "three-point-mortgage-llc-2364254",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.threepointmortgage.com/michael-nwansi",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/michael-nwansi",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "non-qm",
        "label": "Non-QM loan",
        "evidence": "lender_page_text",
        "confidence": 0.55,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/michael-nwansi",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.36,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/michael-nwansi",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "dscr",
        "label": "DSCR loan",
        "evidence": "lender_page_text",
        "confidence": 0.17,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/michael-nwansi",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.17,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/michael-nwansi",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.17,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/michael-nwansi",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/michael-nwansi",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/michael-nwansi",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/michael-nwansi",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "education",
        "value": "University of Michigan, Mechanical Engineering degree",
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/michael-nwansi",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "joined Three Point Mortgage in May 2023",
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/michael-nwansi",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "previously worked in engineering consulting, supporting manufacturing operations",
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/michael-nwansi",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 18:19:41.678265+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/michael-nwansi-2286022#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.threepointmortgage.com/michael-nwansi",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}