--- canonical_url: https://lendb.ai/lo/michael-olsen-1858486 json_url: https://lendb.ai/lo/michael-olsen-1858486.json nmls_id: 1858486 last_verified: 2026-10-30 --- # Michael Olsen Loan officer at West Capital Lending, Inc., Tempe, AZ. NMLS ID 1858486 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1858486)). Michael Olsen, NMLS 1858486, works as a mortgage loan officer at West Capital Lending, Inc. in Tempe, Arizona and is licensed in California since 2019 and in Florida, Texas, Connecticut and 8 more states. **Summary:** Michael Olsen (NMLS 1858486) is a loan officer at West Capital Lending, Inc., based in Tempe, AZ. Licensed in 12 states confirmed with state regulators: Florida, Texas, California, Connecticut, Delaware, Pennsylvania, Missouri, Arkansas and 4 more. Earliest state license record: August 29, 2019 (California), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Michael licensed in Florida? Yes. Florida regulator records list license LO146213 as active, first effective March 25, 2026 (verified 2026-10-15). LenDb has 11 other states on file for Michael. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ### What lender does Michael work for? West Capital Lending, Inc., company NMLS 1566096, from the Tempe, AZ office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/. ### How long has Michael been licensed? The earliest state license record LenDb holds for Michael is from August 29, 2019 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/. ## At a glance - Earliest state license record: August 29, 2019 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Michael L. Olsen (AR, CA, CT, DE, FL, IA, MO, OR, PA, TX, WY, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Pennsylvania (PA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Wyoming (WY, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO146213 | active | confirmed | 2026-03-25 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2026-03-11 | state_regulator | 2026-10-13 | | CA | California Department of Real Estate | state_license | 02443565 | active | confirmed | | state_regulator | 2026-10-24 | | CT | Connecticut regulator | state_license | LO-1858486 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | PA | Pennsylvania regulator | state_license | 122496 | active | confirmed | | state_regulator | 2026-10-16 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 56150 | active | confirmed | 2026-01-13 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2020-01-09 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 1858486 | active | confirmed | 2019-11-05 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DBO1858486 | inactive | confirmed | 2019-08-29 | state_regulator | 2026-10-24 | | WY | Wyoming regulator | state_license | 109646 | active | confirmed | 2026-01-14 | state_regulator | 2026-10-27 | ## Employment history - ? to present: West Capital Lending, Inc. (NMLS 1566096), Tempe, AZ. Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1858486 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1858486 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ Cite as: Michael Olsen (NMLS 1858486), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/michael-olsen-1858486, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._