---
canonical_url: https://lendb.ai/lo/michael-pacheco-2804482
json_url: https://lendb.ai/lo/michael-pacheco-2804482.json
nmls_id: 2804482
last_verified: 2026-10-09
---

# Michael Pacheco

Loan Officer at Guild Mortgage, Lincoln, RI. NMLS ID 2804482 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2804482)).

**Summary:** Michael Pacheco (NMLS 2804482) is Loan Officer at Guild Mortgage, based in Lincoln, RI. Lists Massachusetts and Rhode Island on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Massachusetts (MA, lender_reported), Rhode Island (RI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| RI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Lincoln, RI. Source: https://branches.guildmortgage.com/ri/lincoln/michael-pacheco-522-rgmpac.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2804482

## Contact

- linkedin_url: https://www.linkedin.com/in/michael-pacheco-64aa173b2/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/ri/lincoln/michael-pacheco-522-rgmpac.html
- Email on file: shown at https://lendb.ai/lo/michael-pacheco-2804482#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2804482
- lender_site: https://branches.guildmortgage.com/ri/lincoln/michael-pacheco-522-rgmpac.html

Cite as: Michael Pacheco (NMLS 2804482), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/michael-pacheco-2804482, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._