---
canonical_url: https://lendb.ai/lo/michael-palenque-1399104
json_url: https://lendb.ai/lo/michael-palenque-1399104.json
nmls_id: 1399104
last_verified: 2026-10-09
---

# Michael Palenque

Outside Loan Originator at CrossCountry Mortgage, Melville, NY. NMLS ID 1399104 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1399104)).

**Summary:** Michael Palenque (NMLS 1399104) is Outside Loan Originator at CrossCountry Mortgage, based in Melville, NY. Licensed in 8 states: Florida, California, Maryland, New Jersey, New York, Ohio, Pennsylvania and South Carolina. Focus areas shown on the lender page: FHA loan and First-time buyer. 6 years licensed. Last verified 2026-10-09.

## At a glance

- Years licensed: 6
- Licensed in: Florida (FL), California (CA), Maryland (MD), New Jersey (NJ), New York (NY), Ohio (OH), Pennsylvania (PA), South Carolina (SC)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/melville-ny-5663/michael-palenque/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/melville-ny-5663/michael-palenque/

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| FL | state_license | LO70031 | active | 2020-05-13 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| NY | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| PA | state_license | 75993 | active |  | state_regulator | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Melville, NY. Source: https://crosscountrymortgage.com/melville-ny-5663/michael-palenque/, verified 2026-10-09.

## Disciplinary actions

None on record at LenDb (regulator orders are not loaded yet; check NMLS Consumer Access).

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/melville-ny-5663/michael-palenque/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-palenque-1399104#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1399104
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/melville-ny-5663/michael-palenque/
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Michael Palenque (NMLS 1399104), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michael-palenque-1399104, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._