---
canonical_url: https://lendb.ai/lo/michael-papi-2805757
json_url: https://lendb.ai/lo/michael-papi-2805757.json
nmls_id: 2805757
last_verified: 2026-10-09
---

# Mike Papi

Loan Officer at Guild Mortgage, Portland, ME. NMLS ID 2805757 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2805757)).

**Summary:** Mike Papi (NMLS 2805757) is Loan Officer at Guild Mortgage, based in Portland, ME. Licensed in Florida, confirmed with the state regulator (license LO148671). Also lists Massachusetts, Maine and New Hampshire on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: DSCR loan, First-time buyer and Real estate investor. Licensed since 2026 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Massachusetts (MA, lender_reported), Maine (ME, lender_reported), New Hampshire (NH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **DSCR loan** (`dscr`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/me/portland/mike-papi-116-rgmpap.html
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/me/portland/mike-papi-116-rgmpap.html
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/me/portland/mike-papi-116-rgmpap.html

## About

Mike serves Southern Maine communities and specializes in first-time homebuyers and DSCR loans for real estate investors. He provides personalized mortgage solutions focused on transparency and stress-free financing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Southern Maine including Portland, Scarborough, Saco, Biddeford, Kennebunk, York County, Cumberland County. Source: https://branches.guildmortgage.com/me/portland/mike-papi-116-rgmpap.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO148671 | active | confirmed | 2026-06-12 | state_regulator | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Portland, ME. Source: https://branches.guildmortgage.com/me/portland/mike-papi-116-rgmpap.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2805757

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/me/portland/mike-papi-116-rgmpap.html
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-papi-2805757#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2805757
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://branches.guildmortgage.com/me/portland/mike-papi-116-rgmpap.html

Cite as: Mike Papi (NMLS 2805757), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/michael-papi-2805757, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._