--- canonical_url: https://lendb.ai/lo/michael-piccola-1269145 json_url: https://lendb.ai/lo/michael-piccola-1269145.json nmls_id: 1269145 last_verified: 2026-10-15 --- # Michael Piccola Branch Manager at CME Lending Group LLC, Cincinnati, OH. NMLS ID 1269145 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1269145)). Based in Cincinnati, Ohio, Michael Piccola (NMLS 1269145) is a Branch Manager at CME Lending Group LLC, licensed in Florida since 2022 and in Colorado. Michael works at an FHA-approved lender, per HUD. **Summary:** Michael Piccola (NMLS 1269145) is Branch Manager at CME Lending Group LLC, based in Cincinnati, OH. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Georgia, Indiana, Kentucky, Ohio and Tennessee on the lender page (not yet checked with the state regulator). Earliest state license record: May 13, 2022 (Florida), per state regulator. Last verified 2026-10-15. ## Quick answers ### Is Michael licensed in Ohio? CME Lending Group LLC's page for Michael lists Ohio. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 6 other states on file for Michael. Source: https://themortgageexchange.com/team-member/michael-piccola/. ### What lender does Michael work for, and is it FHA-approved? CME Lending Group LLC, company NMLS 1248883, from the Cincinnati, OH office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://themortgageexchange.com/team-member/michael-piccola/. ### How long has Michael been licensed? The earliest state license record LenDb holds for Michael is from May 13, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ## At a glance - Earliest state license record: May 13, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Michael A. Piccola (CO, FL, as of 2026-10-09) - Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Georgia (GA, lender_reported), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Ohio (OH, lender_reported), Tennessee (TN, lender_reported) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Facts from the lender page and intro - years_experience: since 2013. Source: https://themortgageexchange.com/team-member/michael-piccola/, verified 2026-10-15. - education: B.A. from NKU. Source: https://themortgageexchange.com/team-member/michael-piccola/, verified 2026-10-15. - role: Started the Cincinnati, Ohio mortgage lending branch. Source: https://themortgageexchange.com/team-member/michael-piccola/, verified 2026-10-15. - other: Joined a mortgage lending team in 2017. Source: https://themortgageexchange.com/team-member/michael-piccola/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO107611 | active | confirmed | 2022-05-13 | state_regulator | 2026-10-15 | | CO | Colorado regulator | state_license | 100546239 | active | confirmed | 2026-08-05 | state_regulator | 2026-10-16 | | GA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | IN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | KY | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | OH | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | TN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: CME Lending Group LLC (NMLS 1248883), Cincinnati, OH. Source: https://themortgageexchange.com/team-member/michael-piccola/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1269145 ## Contact - linkedin_url: https://www.linkedin.com/in/michaelapiccola/ (source: lender_site, verified 2026-10-15) - View profile at CME Lending Group LLC: https://themortgageexchange.com/team-member/michael-piccola/ - Email on file: shown at https://lendb.ai/lo/michael-piccola-1269145#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1269145 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=234959&contact=454938 - lender_site: https://themortgageexchange.com/team-member/michael-piccola/ - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Michael Piccola (NMLS 1269145), CME Lending Group LLC. LenDb.ai, https://lendb.ai/lo/michael-piccola-1269145, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._