---
canonical_url: https://lendb.ai/lo/michael-poldruhi-920155
json_url: https://lendb.ai/lo/michael-poldruhi-920155.json
nmls_id: 920155
last_verified: 2026-10-09
---

# Michael Poldruhi

VP of Mortgage Lending at CrossCountry Mortgage, Cleveland, OH. NMLS ID 920155 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/920155)).

**Summary:** Michael Poldruhi (NMLS 920155) is VP of Mortgage Lending at CrossCountry Mortgage, based in Cleveland, OH. Licensed in Florida, confirmed with the state regulator (license LO53513). Also lists California, Kentucky, Michigan and Ohio on the lender page (not yet checked with the state regulator). Earliest state license record: May 17, 2018 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: May 17, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Kentucky (KY, lender_reported), Michigan (MI, lender_reported), Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO53513 | active | confirmed | 2018-05-17 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Cleveland, OH. Source: https://crosscountrymortgage.com/cleveland-oh-4476/michael-poldruhi/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/920155

## Contact

- linkedin_url: https://www.linkedin.com/in/michael-poldruhi-48523880/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/cleveland-oh-4476/michael-poldruhi/
- Email on file: shown at https://lendb.ai/lo/michael-poldruhi-920155#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/920155
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/cleveland-oh-4476/michael-poldruhi/

Cite as: Michael Poldruhi (NMLS 920155), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michael-poldruhi-920155, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._