---
canonical_url: https://lendb.ai/lo/michael-pond-108672
json_url: https://lendb.ai/lo/michael-pond-108672.json
nmls_id: 108672
last_verified: 2026-10-09
---

# Michael Pond

Branch Manager at Union Home Mortgage, Charleston, SC. NMLS ID 108672 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/108672)).

**Summary:** Michael Pond (NMLS 108672) is Branch Manager at Union Home Mortgage, based in Charleston, SC. Licensed in Pennsylvania, confirmed with the state regulator (license 120603). Also lists Maryland, North Carolina and South Carolina on the lender page (not yet checked with the state regulator). States 35 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 35 (source: https://www.uhm.com/loan-officers/michael-pond/, verified 2026-10-09)
- Licensed in: Pennsylvania (PA, confirmed), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Michael has 35 years of mortgage experience with $1 billion in originations. He focuses on making homeownership accessible through honest guidance and responsive service.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 35. Source: https://www.uhm.com/loan-officers/michael-pond/, verified 2026-10-09.
- community: Charlotte resident who values family moments and supports the Panthers. Source: https://www.uhm.com/loan-officers/michael-pond/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| PA | state_license | 120603 | active | confirmed |  | state_regulator | 2026-10-10 |
| MD | state_license | 108672 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | I-221356 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | MLO – 108672 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Charleston, SC. Source: https://www.uhm.com/loan-officers/michael-pond/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/108672

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/michael-pond/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-pond-108672#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/108672
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.uhm.com/loan-officers/michael-pond/

Cite as: Michael Pond (NMLS 108672), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/michael-pond-108672, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._