---
canonical_url: https://lendb.ai/lo/michael-repshas-1025235
json_url: https://lendb.ai/lo/michael-repshas-1025235.json
nmls_id: 1025235
last_verified: 2026-10-09
---

# Michael Repshas

Loan Officer at Guild Mortgage, McLean, VA. NMLS ID 1025235 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1025235)).

**Summary:** Michael Repshas (NMLS 1025235) is Loan Officer at Guild Mortgage, based in McLean, VA. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Maryland, Minnesota, Virginia and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan, Real estate investor and VA loan. Licensed since 2019 (per Florida records). States 14 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2019 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 14 (source: https://branches.guildmortgage.com/va/mclean/michael-repshas-59-chmrep.html, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), Maryland (MD, lender_reported), Minnesota (MN, lender_reported), Virginia (VA, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/va/mclean/michael-repshas-59-chmrep.html
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/va/mclean/michael-repshas-59-chmrep.html
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/va/mclean/michael-repshas-59-chmrep.html

## About

Experienced loan officer serving Northern Virginia since 2012, specializing in jumbo, VA, and investor loans. Focuses on understanding complex financial situations and helping clients make informed decisions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 14. Source: https://branches.guildmortgage.com/va/mclean/michael-repshas-59-chmrep.html, verified 2026-10-09.
- service_area: Northern Virginia, Fairfax County, Loudoun County. Source: https://branches.guildmortgage.com/va/mclean/michael-repshas-59-chmrep.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO63307 | active | confirmed | 2019-08-09 | state_regulator | 2026-10-09 |
| PA | state_license | 72304 | active | confirmed |  | state_regulator | 2026-10-10 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), McLean, VA. Source: https://branches.guildmortgage.com/va/mclean/michael-repshas-59-chmrep.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1025235

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/va/mclean/michael-repshas-59-chmrep.html
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-repshas-1025235#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1025235
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://branches.guildmortgage.com/va/mclean/michael-repshas-59-chmrep.html

Cite as: Michael Repshas (NMLS 1025235), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/michael-repshas-1025235, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._