---
canonical_url: https://lendb.ai/lo/michael-rosa-2643006
json_url: https://lendb.ai/lo/michael-rosa-2643006.json
nmls_id: 2643006
last_verified: 2026-10-15
---

# Mike Rosa

Loan Officer at Veterans United Home Loans, Virginia Beach, VA. NMLS ID 2643006 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2643006)).

**Summary:** Mike Rosa (NMLS 2643006) is Loan Officer at Veterans United Home Loans, based in Virginia Beach, VA. Licensed in Florida, confirmed with the state regulator (license LO150155). Focus areas shown on the lender page: VA loan. Veterans United Home Loans also offers FHA loan, First-time buyer, Jumbo loan, Renovation loan (203k / HomeStyle) and USDA loan (a lender program, not confirmed as their own focus). Earliest state license record: August 7, 2026 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: August 7, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **VA loan** (`va`): from their lender profile page, confidence 0.85, verified 2026-10-10. Source: https://hamptonroads.veteransunited.com/lo/mike-rosa/

### Their lender offers (lender level: Veterans United Home Loans's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-10. Source: https://www.veteransunited.com
- **First-time buyer** (`first-time-buyer`): verified 2026-10-10. Source: https://www.veteransunited.com
- **Jumbo loan** (`jumbo`): verified 2026-10-10. Source: https://www.veteransunited.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-10. Source: https://www.veteransunited.com
- **USDA loan** (`usda`): verified 2026-10-10. Source: https://www.veteransunited.com

## About

Mike served more than 20 years in the U.S. Navy and now focuses on VA home loans for Veterans and active-duty service members. They are based in Virginia Beach.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO150155 | active | confirmed | 2026-08-07 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Veterans United Home Loans (NMLS 1907), Virginia Beach, VA. Source: https://hamptonroads.veteransunited.com/lo/mike-rosa/, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2643006

## Contact

- View profile at Veterans United Home Loans: https://hamptonroads.veteransunited.com/lo/mike-rosa/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-rosa-2643006#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2643006
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://hamptonroads.veteransunited.com/lo/mike-rosa/
- lender_site (lender programs): https://www.veteransunited.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Mike Rosa (NMLS 2643006), Veterans United Home Loans. LenDb.ai, https://lendb.ai/lo/michael-rosa-2643006, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._