---
canonical_url: https://lendb.ai/lo/michael-ross-42104
json_url: https://lendb.ai/lo/michael-ross-42104.json
nmls_id: 42104
last_verified: 2026-10-09
---

# Michael Ross

Area Manager at Mutual of Omaha Mortgage, Puyallup, WA. NMLS ID 42104 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/42104)).

**Summary:** Michael Ross (NMLS 42104) is Area Manager at Mutual of Omaha Mortgage, based in Puyallup, WA. States 24 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 24 (source: https://www.mutualmortgage.com/loan-officer/mross/, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Michael Ross brings 24+ years of mortgage industry experience as both lender and broker, with expertise in banking, brokered, and portfolio lending. He serves South King County and prioritizes transparency, quick communication, and seamless loan processes.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 24. Source: https://www.mutualmortgage.com/loan-officer/mross/, verified 2026-10-09.
- service_area: Rural South King County. Source: https://www.mutualmortgage.com/loan-officer/mross/, verified 2026-10-09.
- community: Volunteers in equine rescue. Source: https://www.mutualmortgage.com/loan-officer/mross/, verified 2026-10-09.
- credential: Background in network administration and database development, distributed control systems and data acquisition. Source: https://www.mutualmortgage.com/loan-officer/mross/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Mutual of Omaha Mortgage (NMLS 1025894), Puyallup, WA. Source: https://www.mutualmortgage.com/loan-officer/mross/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/42104

## Contact

- linkedin_url: https://www.linkedin.com/in/mortgagemichael/ (source: lender_site, verified 2026-10-09)
- View profile at Mutual of Omaha Mortgage: https://www.mutualmortgage.com/loan-officer/mross/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-ross-42104#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/42104
- lender_site: https://www.mutualmortgage.com/loan-officer/mross/

Cite as: Michael Ross (NMLS 42104), Mutual of Omaha Mortgage. LenDb.ai, https://lendb.ai/lo/michael-ross-42104, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._