---
canonical_url: https://lendb.ai/lo/michael-ruiz-196258
json_url: https://lendb.ai/lo/michael-ruiz-196258.json
nmls_id: 196258
last_verified: 2026-10-09
---

# Mike Ruiz

Senior Loan Officer at Ruoff Mortgage. NMLS ID 196258 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/196258)).

**Summary:** Mike Ruiz (NMLS 196258) is Senior Loan Officer at Ruoff Mortgage. Lists Indiana and Ohio on the lender page (not yet checked with the state regulator). Earliest state license record: January 13, 2017 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: January 13, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Indiana (IN, lender_reported), Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO38309 | expired | confirmed | 2017-01-13 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/MikeRuiz, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/196258

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/MikeRuiz

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/196258
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.ruoff.com/MikeRuiz

Cite as: Mike Ruiz (NMLS 196258), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/michael-ruiz-196258, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._