---
canonical_url: https://lendb.ai/lo/michael-s-love-1764829
json_url: https://lendb.ai/lo/michael-s-love-1764829.json
nmls_id: 1764829
last_verified: 2026-10-16
---

# Michael S. Love

AVP, Mortgage Loan Officer II at First Mid Bank & Trust, Jefferson City, MO. NMLS ID 1764829 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1764829)).

Based in Jefferson City, Missouri, Michael S. Love (NMLS 1764829) is a mortgage loan officer at First Mid Bank & Trust.

**Summary:** Michael S. Love (NMLS 1764829) is AVP, Mortgage Loan Officer II at First Mid Bank & Trust, based in Jefferson City, MO. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-16.

## Quick answers

### Is Michael licensed?

Michael works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Michael work for?

First Mid Bank & Trust, company NMLS 411170, from the Jefferson City, MO office, per the lender's own site (verified 2026-10-16). Source: https://www.firstmid.com/staff/michael-s-love.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: since 1997. Source: https://www.firstmid.com/staff/michael-s-love, verified 2026-10-16.
- service_area: Mid Missouri. Source: https://www.firstmid.com/staff/michael-s-love, verified 2026-10-16.
- role: Prior roles in sales, servicing, management and underwriting. Source: https://www.firstmid.com/staff/michael-s-love, verified 2026-10-16.
- community: Co-Chair of a Fund Allocation Committee, United Way of Central Missouri. Source: https://www.firstmid.com/staff/michael-s-love, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: First Mid Bank & Trust (NMLS 411170), Jefferson City, MO. Source: https://www.firstmid.com/staff/michael-s-love, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1764829

## Contact

- View profile at First Mid Bank & Trust: https://www.firstmid.com/staff/michael-s-love
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-s-love-1764829#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1764829
- lender_site: https://www.firstmid.com/staff/michael-s-love

Cite as: Michael S. Love (NMLS 1764829), First Mid Bank & Trust. LenDb.ai, https://lendb.ai/lo/michael-s-love-1764829, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._