---
canonical_url: https://lendb.ai/lo/michael-silva-290794
json_url: https://lendb.ai/lo/michael-silva-290794.json
nmls_id: 290794
last_verified: 2026-10-09
---

# Michael Silva

Branch Manager | Mortgage Advisor at CrossCountry Mortgage, Roseville, CA. NMLS ID 290794 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/290794)).

**Summary:** Michael Silva (NMLS 290794) is Branch Manager | Mortgage Advisor at CrossCountry Mortgage, based in Roseville, CA. Licensed in Florida, confirmed with the state regulator (license LO112393). Also lists Arizona, California, Colorado, Georgia, Illinois, Oregon, Tennessee and Washington on the lender page (not yet checked with the state regulator). Licensed since 2022 (per Florida records). States 24 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 24 (source: https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Oregon (OR, lender_reported), Tennessee (TN, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Michael Silva is a mortgage advisor with 24 years of experience helping clients with complete financial clarity. He treats mortgages as financial plans, offering honest advice tailored to goals whether buying a first home, moving up, or building wealth.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 24. Source: https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO112393 | active | confirmed | 2022-08-24 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Roseville, CA. Source: https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/290794

## Contact

- linkedin_url: https://www.linkedin.com/in/michael-silva-a9308022 (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-silva-290794#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/290794
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://crosscountrymortgage.com/roseville-ca-4037/michael-silva/

Cite as: Michael Silva (NMLS 290794), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michael-silva-290794, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._