---
canonical_url: https://lendb.ai/lo/michael-stevens-525392
json_url: https://lendb.ai/lo/michael-stevens-525392.json
nmls_id: 525392
last_verified: 2026-10-16
---

# Michael Stevens

HECM Vice President at The Federal Savings Bank. NMLS ID 525392 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/525392)).

**Summary:** Michael Stevens (NMLS 525392) is HECM Vice President at The Federal Savings Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Reverse mortgage. The Federal Savings Bank also offers VA loan (a lender program, not confirmed as their own focus). States 30 years of experience. Last verified 2026-10-16.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://www.thefederalsavingsbank.com/bankers/mike-stevens/, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Reverse mortgage** (`reverse`): from their lender profile page, confidence 0.85, verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/bankers/mike-stevens/

### Their lender offers (lender level: The Federal Savings Bank's programs, not confirmed as this person's focus)

- **VA loan** (`va`): verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/

## About

Michael Stevens, HECM Vice President, has worked in banking for over three decades. For the last thirteen years they have worked with retirees to help them retire better and happier. They have experience in residential, commercial and consumer lending.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.thefederalsavingsbank.com/bankers/mike-stevens/, verified 2026-10-16.
- years_experience: 13. Source: https://www.thefederalsavingsbank.com/bankers/mike-stevens/, verified 2026-10-16.
- education: U.C. (graduate). Source: https://www.thefederalsavingsbank.com/bankers/mike-stevens/, verified 2026-10-16.
- community: Volunteers at Shriners Hospital on weekends during the winter months. Source: https://www.thefederalsavingsbank.com/bankers/mike-stevens/, verified 2026-10-16.
- community: Coaches 12-14-year-olds in Baseball and Football. Source: https://www.thefederalsavingsbank.com/bankers/mike-stevens/, verified 2026-10-16.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: The Federal Savings Bank (NMLS 411500). Source: https://www.thefederalsavingsbank.com/bankers/mike-stevens/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/525392

## Contact

- View profile at The Federal Savings Bank: https://www.thefederalsavingsbank.com/bankers/mike-stevens/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-stevens-525392#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/525392
- lender_site: https://www.thefederalsavingsbank.com/bankers/mike-stevens/
- lender_site (lender programs): https://www.thefederalsavingsbank.com/

Cite as: Michael Stevens (NMLS 525392), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/michael-stevens-525392, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._