---
canonical_url: https://lendb.ai/lo/michael-talbot-2756636
json_url: https://lendb.ai/lo/michael-talbot-2756636.json
nmls_id: 2756636
last_verified: 2026-10-09
---

# Michael Talbot

Loan Officer at CrossCountry Mortgage, Columbia, MD. NMLS ID 2756636 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2756636)).

**Summary:** Michael Talbot (NMLS 2756636) is Loan Officer at CrossCountry Mortgage, based in Columbia, MD. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Also lists Alabama, Indiana and Kentucky on the lender page (not yet checked with the state regulator). Earliest state license record: March 10, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 10, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Alabama (AL, lender_reported), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Pennsylvania (PA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Michael is a local loan officer based in Columbia, MD, serving the community with a focus on providing clear answers and reliable support through the entire mortgage process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Columbia, MD. Source: https://crosscountrymortgage.com/columbia-md-4469/michael-talbot/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO145718 | active | confirmed | 2026-03-10 | state_regulator | 2026-10-09 |
| CO | state_license | 100544920 | active | confirmed | 2026-03-24 | state_regulator | 2026-10-10 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 120897 | active | confirmed |  | state_regulator | 2026-10-10 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Columbia, MD. Source: https://crosscountrymortgage.com/columbia-md-4469/michael-talbot/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2756636

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/columbia-md-4469/michael-talbot/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-talbot-2756636#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2756636
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=352057&contact=587070
- lender_site: https://crosscountrymortgage.com/columbia-md-4469/michael-talbot/
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: Michael Talbot (NMLS 2756636), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michael-talbot-2756636, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._