---
canonical_url: https://lendb.ai/lo/michael-torresso-232477
json_url: https://lendb.ai/lo/michael-torresso-232477.json
nmls_id: 232477
last_verified: 2026-10-28
---

# Michael Torresso

Loan officer at E Mortgage Capital, Inc.. NMLS ID 232477 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/232477)).

Michael Torresso (NMLS 232477) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Illinois since 2005 and in Texas.

**Summary:** Michael Torresso (NMLS 232477) is a loan officer at E Mortgage Capital, Inc.. Licensed in 2 states confirmed with state regulators: Texas and Illinois. Earliest state license record: July 30, 2005 (Illinois), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Michael licensed in Texas?

Yes. Texas regulator records list a license as active, first effective February 5, 2022 (verified 2026-10-13). LenDb has 1 other state on file for Michael. Source: https://www.sml.texas.gov/.

### What lender does Michael work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Michael been licensed?

The earliest state license record LenDb holds for Michael is from July 30, 2005 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html.

## At a glance

- Earliest state license record: July 30, 2005 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2022-02-05 | state_regulator | 2026-10-13 |
| IL | Illinois regulator | state_license | 31.0006756 | active | confirmed | 2005-07-30 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/232477

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/232477
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html

Cite as: Michael Torresso (NMLS 232477), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/michael-torresso-232477, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._