---
canonical_url: https://lendb.ai/lo/michael-urban-2106334
json_url: https://lendb.ai/lo/michael-urban-2106334.json
nmls_id: 2106334
last_verified: 2026-10-09
---

# Michael Urban

Senior Loan Officer at First Heritage Mortgage, Tampa, FL. NMLS ID 2106334 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2106334)).

**Summary:** Michael Urban (NMLS 2106334) is Senior Loan Officer at First Heritage Mortgage, based in Tampa, FL. Licensed in Florida, confirmed with the state regulator (license LO129910). Also lists Georgia, North Carolina and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2024 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), North Carolina (NC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Senior Loan Officer with extensive residential lending experience based in Tampa, serving the greater Tampa area. Known for clear communication, attention to detail, and guiding clients through complex loan scenarios.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Greater Tampa area. Source: https://fhmtg.com/officers/michael-urban/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO129910 | active | confirmed | 2024-07-02 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548), Tampa, FL. Source: https://fhmtg.com/officers/michael-urban/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2106334

## Contact

- View profile at First Heritage Mortgage: https://fhmtg.com/officers/michael-urban/
- Office phone on file: shown at https://lendb.ai/lo/michael-urban-2106334#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2106334
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://fhmtg.com/officers/michael-urban/

Cite as: Michael Urban (NMLS 2106334), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/michael-urban-2106334, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._