---
canonical_url: https://lendb.ai/lo/michael-v-hicks-1788434
json_url: https://lendb.ai/lo/michael-v-hicks-1788434.json
nmls_id: 1788434
last_verified: 2026-10-09
---

# Michael V. Hicks

Mortgage Loan Officer at Loan Factory. NMLS ID 1788434 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1788434)).

**Summary:** Michael V. Hicks (NMLS 1788434) is Mortgage Loan Officer at Loan Factory. Lists California and Florida on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported), Florida (FL, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Michael Hicks has been in mortgage lending since 1998, closing countless loans over nearly three decades. He focuses on delivering the lowest rates and best deals with transparency for homebuyers and maintains on-time loan closing for realtors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1998. Source: https://www.loanfactory.com/mortgage-expert/michael-v-hicks-1788434, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| FL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/michael-v-hicks-1788434, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1788434

## Contact

- linkedin_url: https://www.linkedin.com/in/michaelvhicks/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/michael-v-hicks-1788434

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1788434
- lender_site: https://www.loanfactory.com/mortgage-expert/michael-v-hicks-1788434

Cite as: Michael V. Hicks (NMLS 1788434), Loan Factory. LenDb.ai, https://lendb.ai/lo/michael-v-hicks-1788434, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._