---
canonical_url: https://lendb.ai/lo/michael-vanfossen-544479
json_url: https://lendb.ai/lo/michael-vanfossen-544479.json
nmls_id: 544479
last_verified: 2026-10-09
---

# Michael Vanfossen

Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Dacula, GA. NMLS ID 544479 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/544479)).

**Summary:** Michael Vanfossen (NMLS 544479) is Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Dacula, GA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: FHA loan and VA loan. Licensed since 2019 (per Florida records). States 28 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2019 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 28 (source: https://homelendingadvisor.chase.com/ga/dacula/2866-edwards-estate-circle-hla-544479, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.35, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ga/dacula/2866-edwards-estate-circle-hla-544479
- **VA loan** (`va`): lender page, confidence 0.13, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ga/dacula/2866-edwards-estate-circle-hla-544479

## About

Michael serves the Dacula, GA area with 28 years of experience as a MB Retail Lending Manager.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 28. Source: https://homelendingadvisor.chase.com/ga/dacula/2866-edwards-estate-circle-hla-544479, verified 2026-10-09.
- credential: Chase Certified in FHA Loans. Source: https://homelendingadvisor.chase.com/ga/dacula/2866-edwards-estate-circle-hla-544479, verified 2026-10-09.
- credential: Chase Certified in VA Loans. Source: https://homelendingadvisor.chase.com/ga/dacula/2866-edwards-estate-circle-hla-544479, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO64241 | expired | confirmed | 2019-09-18 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Dacula, GA. Source: https://homelendingadvisor.chase.com/ga/dacula/2866-edwards-estate-circle-hla-544479, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/544479

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ga/dacula/2866-edwards-estate-circle-hla-544479
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-vanfossen-544479#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/544479
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://homelendingadvisor.chase.com/ga/dacula/2866-edwards-estate-circle-hla-544479

Cite as: Michael Vanfossen (NMLS 544479), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/michael-vanfossen-544479, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._