---
canonical_url: https://lendb.ai/lo/michael-vaughan-170162
json_url: https://lendb.ai/lo/michael-vaughan-170162.json
nmls_id: 170162
last_verified: 2026-10-09
---

# Mike Vaughan

Mortgage Loan officer at Southern Trust Mortgage, Annapolis, MD. NMLS ID 170162 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/170162)).

**Summary:** Mike Vaughan (NMLS 170162) is Mortgage Loan officer at Southern Trust Mortgage, based in Annapolis, MD. Licensed in Florida, confirmed with the state regulator (license LO102725). Also lists District of Columbia, Delaware, Maryland, North Carolina and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: February 18, 2022 (Florida), per state regulator. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 18, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.southerntrust.com/michael-vaughan/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

With over 25 years at Southern Trust, Mike serves six states (DC, DE, FL, MD, NC, VA) and is a multi-time President's Club honoree. He specializes in personalized service for first-time buyers and experienced investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.southerntrust.com/michael-vaughan/, verified 2026-10-09.
- service_area: Florida, North Carolina, Virginia, District of Columbia, Maryland, Delaware. Source: https://www.southerntrust.com/michael-vaughan/, verified 2026-10-09.
- credential: Multiple President's Club recognition. Source: https://www.southerntrust.com/michael-vaughan/, verified 2026-10-09.
- credential: 7 customer reviews. Source: https://www.southerntrust.com/michael-vaughan/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO102725 | active | confirmed | 2022-02-18 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Southern Trust Mortgage (NMLS 2921), Annapolis, MD. Source: https://www.southerntrust.com/michael-vaughan/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/170162

## Contact

- linkedin_url: https://www.linkedin.com/in/michael-vaughan-aa9ba63b/ (source: lender_site, verified 2026-10-09)
- View profile at Southern Trust Mortgage: https://www.southerntrust.com/michael-vaughan/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-vaughan-170162#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/170162
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.southerntrust.com/michael-vaughan/

Cite as: Mike Vaughan (NMLS 170162), Southern Trust Mortgage. LenDb.ai, https://lendb.ai/lo/michael-vaughan-170162, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._