---
canonical_url: https://lendb.ai/lo/michael-veal-1470793
json_url: https://lendb.ai/lo/michael-veal-1470793.json
nmls_id: 1470793
last_verified: 2026-10-26
---

# Michael Veal

Loan officer at West Capital Lending, Inc.. NMLS ID 1470793 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1470793)).

Michael Veal (NMLS 1470793) is a mortgage loan officer at West Capital Lending, Inc., licensed in Oregon since 2024 and in Florida, Texas, California and 4 more states.

**Summary:** Michael Veal (NMLS 1470793) is a loan officer at West Capital Lending, Inc.. Licensed in 8 states confirmed with state regulators: Florida, Texas, California, Connecticut, Colorado, Arkansas, Oregon and Maryland. Earliest state license record: September 12, 2024 (Oregon), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Michael licensed in Florida?

Yes. Florida regulator records list license LO132613 as active, first effective October 17, 2024 (verified 2026-10-15). LenDb has 7 other states on file for Michael. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

### What lender does Michael work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Michael been licensed?

The earliest state license record LenDb holds for Michael is from September 12, 2024 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: September 12, 2024 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Michael J. Veal (AR, CA, CO, CT, FL, MD, OR, TX, as of 2026-10-26)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Colorado (CO, confirmed), Arkansas (AR, confirmed), Oregon (OR, confirmed), Maryland (MD, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO132613 | active | confirmed | 2024-10-17 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2024-09-16 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02149021 | active | confirmed |  | state_regulator | 2026-10-24 |
| CT | Connecticut regulator | state_license | LO-1470793 | active | confirmed |  | state_regulator | 2026-10-15 |
| CO | Colorado regulator | state_license | 100539983 | active | confirmed | 2024-09-19 | state_regulator | 2026-10-16 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2024-09-12 | state_regulator | 2026-10-20 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1470793

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1470793
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=332685&contact=565096
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://www.labor.maryland.gov/finance/

Cite as: Michael Veal (NMLS 1470793), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/michael-veal-1470793, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._