---
canonical_url: https://lendb.ai/lo/michael-villano-902369
json_url: https://lendb.ai/lo/michael-villano-902369.json
nmls_id: 902369
last_verified: 2026-10-09
---

# Michael Villano

Executive VP of Sales / VA Lending at CrossCountry Mortgage, Fort Walton Beach, FL. NMLS ID 902369 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/902369)).

**Summary:** Michael Villano (NMLS 902369) is Executive VP of Sales / VA Lending at CrossCountry Mortgage, based in Fort Walton Beach, FL. Lists Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Earliest state license record: November 1, 2019 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: November 1, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/fort-walton-beach-fl-4692/michael-villano/

## About

VA lending specialist who works with military families, emphasizing smooth transactions and meeting dates. Michael and his team pride themselves on serving those who have served.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO65231 | expired | confirmed | 2019-11-01 | state_regulator | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Fort Walton Beach, FL. Source: https://crosscountrymortgage.com/fort-walton-beach-fl-4692/michael-villano/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/902369

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/fort-walton-beach-fl-4692/michael-villano/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-villano-902369#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/902369
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://crosscountrymortgage.com/fort-walton-beach-fl-4692/michael-villano/

Cite as: Michael Villano (NMLS 902369), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michael-villano-902369, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._