---
canonical_url: https://lendb.ai/lo/michael-wondergem-103985
json_url: https://lendb.ai/lo/michael-wondergem-103985.json
nmls_id: 103985
last_verified: 2026-10-09
---

# Mike Wondergem

Mortgage Professional at Intercap Lending, Salt Lake City, UT. NMLS ID 103985 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/103985)).

**Summary:** Mike Wondergem (NMLS 103985) is Mortgage Professional at Intercap Lending, based in Salt Lake City, UT. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arizona, California, Idaho, Nevada, Utah and Wyoming on the lender page (not yet checked with the state regulator). Licensed since 2013 (per Florida records). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2013 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://www.intercaplending.com/loan-officer/mike-wondergem/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, confirmed), Idaho (ID, lender_reported), Nevada (NV, lender_reported), Utah (UT, lender_reported), Wyoming (WY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Mike has over 30 years of experience helping clients achieve homeownership. He views his primary role as educator, focusing on understanding client needs and explaining loan program options.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.intercaplending.com/loan-officer/mike-wondergem/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO18382 | active | confirmed | 2013-02-14 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CO | state_license | 100506706 | active | confirmed | 2017-03-17 | state_regulator | 2026-10-10 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Intercap Lending (NMLS 190465), Salt Lake City, UT. Source: https://www.intercaplending.com/loan-officer/mike-wondergem/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/103985

## Contact

- linkedin_url: https://www.linkedin.com/in/mike-wondergem-74124521/ (source: lender_site, verified 2026-10-09)
- View profile at Intercap Lending: https://www.intercaplending.com/loan-officer/mike-wondergem/
- Email on file: shown at https://lendb.ai/lo/michael-wondergem-103985#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/103985
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.intercaplending.com/loan-officer/mike-wondergem/
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=192804&contact=372816

Cite as: Mike Wondergem (NMLS 103985), Intercap Lending. LenDb.ai, https://lendb.ai/lo/michael-wondergem-103985, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._