---
canonical_url: https://lendb.ai/lo/michael-zachman-1682867
json_url: https://lendb.ai/lo/michael-zachman-1682867.json
nmls_id: 1682867
last_verified: 2026-10-09
---

# Michael Zachman

Originating Branch Manager at CrossCountry Mortgage, Delray Beach, FL. NMLS ID 1682867 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1682867)).

**Summary:** Michael Zachman (NMLS 1682867) is Originating Branch Manager at CrossCountry Mortgage, based in Delray Beach, FL. Licensed in Florida, confirmed with the state regulator (license LO50534). Focus areas shown on the lender page: Non-QM loan, FHA loan and First-time buyer. Licensed since 2018 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2018 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/delray-beach-fl-3570/michael-zachman/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/delray-beach-fl-3570/michael-zachman/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/delray-beach-fl-3570/michael-zachman/

## About

Michael has over a decade of real estate experience and works on one of the top teams in the nation, known for world-class service in Delray Beach, FL.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over a decade. Source: https://crosscountrymortgage.com/delray-beach-fl-3570/michael-zachman/, verified 2026-10-09.
- service_area: Delray Beach, FL and surrounding areas. Source: https://crosscountrymortgage.com/delray-beach-fl-3570/michael-zachman/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO50534 | active | confirmed | 2018-02-06 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Delray Beach, FL. Source: https://crosscountrymortgage.com/delray-beach-fl-3570/michael-zachman/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1682867

## Contact

- linkedin_url: https://www.linkedin.com/in/michael-zachman-26628846/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/delray-beach-fl-3570/michael-zachman/
- Office phone and Email on file: shown at https://lendb.ai/lo/michael-zachman-1682867#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1682867
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://crosscountrymortgage.com/delray-beach-fl-3570/michael-zachman/

Cite as: Michael Zachman (NMLS 1682867), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michael-zachman-1682867, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._