{
  "canonical_url": "https://lendb.ai/lo/michaela-braddock-2310611",
  "loan_officer": {
    "nmls_id": 2310611,
    "slug": "michaela-braddock-2310611",
    "canonical_url": "https://lendb.ai/lo/michaela-braddock-2310611",
    "md_url": "https://lendb.ai/lo/michaela-braddock-2310611.md",
    "json_url": "https://lendb.ai/lo/michaela-braddock-2310611.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2310611",
    "full_name": {
      "value": "Michaela Braddock",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/michaela-braddock",
      "verified_at": "2026-10-09"
    },
    "first_name": "Michaela",
    "last_name": "Braddock",
    "headshot_url": {
      "value": "https://www.totalmortgage.com/_next/image?url=https%3A%2F%2Fwww.totalmortgage.com%2Fstatic%2Fuploads%2Fheadshots%2FMichaela_Braddock%2FMichaela_Braddock_1768931810848_small.jpg&w=640&q=75",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/michaela-braddock",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Michaela has a natural inclination to help and lead. She creates an environment where clients feel safe and cared for, guiding them through major life milestones with the intention that they can trust her as their steward.",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/michaela-braddock",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/michaela-braddock",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/michaela-braddock",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 2764,
      "lender_name": "Total Mortgage Services",
      "lender_slug": "total-mortgage-services-2764",
      "branch_city": "Harrisonburg",
      "branch_state": "VA",
      "branch_zip": "22801",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.totalmortgage.com/bankers/michaela-braddock",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/michaela-braddock",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2764,
        "lender_name": "Total Mortgage Services",
        "lender_slug": "total-mortgage-services-2764",
        "branch_city": "Harrisonburg",
        "branch_state": "VA",
        "branch_zip": "22801",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.totalmortgage.com/bankers/michaela-braddock",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/michaela-braddock",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO120703",
        "status": "active",
        "issued_at": "2023-06-12",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:05:06.478859+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/michaela-braddock-2310611#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/michaela-braddock",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2023-06-12",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2023,
      "state": "FL"
    },
    "federal_registration": null
  }
}