---
canonical_url: https://lendb.ai/lo/micheala-ross-1308813
json_url: https://lendb.ai/lo/micheala-ross-1308813.json
nmls_id: 1308813
last_verified: 2026-10-15
---

# Micheala Ross

Loan Officer at Summit Mortgage Corporation, Maple Grove, MN. NMLS ID 1308813 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1308813)).

**Summary:** Micheala Ross (NMLS 1308813) is Loan Officer at Summit Mortgage Corporation, based in Maple Grove, MN. Lists Minnesota and Wisconsin on the lender page (not yet checked with the state regulator). Summit Mortgage Corporation also offers Down payment assistance, FHA loan, Jumbo loan, USDA loan and VA loan (a lender program, not confirmed as their own focus). Earliest state license record: January 4, 2022 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: January 4, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Minnesota (MN, lender_reported), Wisconsin (WI, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: Summit Mortgage Corporation's programs, not confirmed as this person's focus)

- **Down payment assistance** (`down-payment-assistance`): verified 2026-10-13. Source: https://www.summit-mortgage.com
- **FHA loan** (`fha`): verified 2026-10-13. Source: https://www.summit-mortgage.com
- **Jumbo loan** (`jumbo`): verified 2026-10-13. Source: https://www.summit-mortgage.com
- **USDA loan** (`usda`): verified 2026-10-13. Source: https://www.summit-mortgage.com
- **VA loan** (`va`): verified 2026-10-13. Source: https://www.summit-mortgage.com

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO99896 | expired | confirmed | 2022-01-04 | state_regulator | 2026-10-15 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Summit Mortgage Corporation (NMLS 1041), Maple Grove, MN. Source: https://www.summit-mortgage.com/loan-officer/micheala-ross/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1308813

## Contact

- View profile at Summit Mortgage Corporation: https://www.summit-mortgage.com/loan-officer/micheala-ross/
- Office phone and Email on file: shown at https://lendb.ai/lo/micheala-ross-1308813#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1308813
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.summit-mortgage.com/loan-officer/micheala-ross/
- state_regulator (lender programs): https://www.summit-mortgage.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Micheala Ross (NMLS 1308813), Summit Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/micheala-ross-1308813, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._