---
canonical_url: https://lendb.ai/lo/michele-herrera-321843
json_url: https://lendb.ai/lo/michele-herrera-321843.json
nmls_id: 321843
last_verified: 2026-10-09
---

# Michele Herrera

Sr. Loan Advisor at CrossCountry Mortgage, Santa Barbara, CA. NMLS ID 321843 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/321843)).

**Summary:** Michele Herrera (NMLS 321843) is Sr. Loan Advisor at CrossCountry Mortgage, based in Santa Barbara, CA. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan, Non-QM loan and Real estate investor. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/santa-barbara-ca-8069/michele-herrera/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/santa-barbara-ca-8069/michele-herrera/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/santa-barbara-ca-8069/michele-herrera/

## About

Michele serves the Santa Barbara, CA community as a loan officer, specializing in investment properties and jumbo loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Carpinteria, Solvang, Goleta, Santa Barbara, San Roque, East Ventura, CA. Source: https://crosscountrymortgage.com/santa-barbara-ca-8069/michele-herrera/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Santa Barbara, CA. Source: https://crosscountrymortgage.com/santa-barbara-ca-8069/michele-herrera/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/321843

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/santa-barbara-ca-8069/michele-herrera/
- Office phone and Email on file: shown at https://lendb.ai/lo/michele-herrera-321843#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/321843
- lender_site: https://crosscountrymortgage.com/santa-barbara-ca-8069/michele-herrera/

Cite as: Michele Herrera (NMLS 321843), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michele-herrera-321843, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._