---
canonical_url: https://lendb.ai/lo/michele-micciche-2105063
json_url: https://lendb.ai/lo/michele-micciche-2105063.json
nmls_id: 2105063
last_verified: 2026-10-09
---

# Michele Micciche

Corporate Referral Loan Originator at Cardinal Financial Company, Bohemia, NY. NMLS ID 2105063 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2105063)).

**Summary:** Michele Micciche (NMLS 2105063) is Corporate Referral Loan Originator at Cardinal Financial Company, based in Bohemia, NY. Licensed in Florida, confirmed with the state regulator (license LO91524). Earliest state license record: July 19, 2021 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: July 19, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO91524 | active | confirmed | 2021-07-19 | state_regulator | 2026-10-09 |
| CO | state_license | 100537112 | inactive | confirmed | 2023-08-04 | state_regulator | 2026-10-10 |

## Employment history

- ? to present: Cardinal Financial Company (NMLS 66247), Bohemia, NY. Source: https://www.cardinalfinancial.com/loan-originator/michele-micciche/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2105063

## Contact

- View profile at Cardinal Financial Company: https://www.cardinalfinancial.com/loan-originator/michele-micciche/
- Office phone and Email on file: shown at https://lendb.ai/lo/michele-micciche-2105063#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2105063
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=314218&contact=543287
- lender_site: https://www.cardinalfinancial.com/loan-originator/michele-micciche/

Cite as: Michele Micciche (NMLS 2105063), Cardinal Financial Company. LenDb.ai, https://lendb.ai/lo/michele-micciche-2105063, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._