---
canonical_url: https://lendb.ai/lo/michele-milota-1517644
json_url: https://lendb.ai/lo/michele-milota-1517644.json
nmls_id: 1517644
last_verified: 2026-10-24
---

# Michele Milota

Regional Area Manager – California at Lifetime Home Loans, LLC. NMLS ID 1517644 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1517644)).

Michele Milota (NMLS 1517644) is a Regional Area Manager – California at Lifetime Home Loans, LLC, licensed in Oregon since 2024 and in California.

**Summary:** Michele Milota (NMLS 1517644) is Regional Area Manager – California at Lifetime Home Loans, LLC. Licensed in 2 states confirmed with state regulators: California and Oregon. Also lists Arizona and Washington on the lender page (not yet checked with the state regulator). Earliest state license record: December 10, 2024 (Oregon), per state regulator. States 15 years of experience. Last verified 2026-10-24.

## Quick answers

### Is Michele licensed in California?

Yes. California regulator records list license CA-DFPI1517644 as active, first effective August 1, 2025 (verified 2026-10-24). LenDb has 3 other states on file for Michele. Source: https://dfpi.ca.gov/.

### What lender does Michele work for?

Lifetime Home Loans, LLC, company NMLS 1861406, per the lender's own site (verified 2026-10-15). Source: https://lifetimehomeloans.com/project/michele-milota/.

### How long has Michele been licensed?

The earliest state license record LenDb holds for Michele is from December 10, 2024 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Michele states 15 years of experience. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: December 10, 2024 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://lifetimehomeloans.com/project/michele-milota/, verified 2026-10-15)
- Also licensed as (state regulator records, same NMLS ID): Michele L. Milota (CA, OR, as of 2026-10-22)
- Licensed in: Arizona (AZ, lender_reported), California (CA DFPI, confirmed), Oregon (OR, confirmed), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 15. Source: https://lifetimehomeloans.com/project/michele-milota/, verified 2026-10-15.
- years_experience: 7. Source: https://lifetimehomeloans.com/project/michele-milota/, verified 2026-10-15.
- other: Career in the private post-secondary school industry before real estate. Source: https://lifetimehomeloans.com/project/michele-milota/, verified 2026-10-15.
- community: Founded a nonprofit organization in 2003; Executive Director for the past 22 years. Source: https://lifetimehomeloans.com/project/michele-milota/, verified 2026-10-15.
- education: California State University, Chico. Source: https://lifetimehomeloans.com/project/michele-milota/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| AZ |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1517644 | active | confirmed | 2025-08-01 | state_regulator | 2026-10-24 |
| OR | Oregon regulator | state_license | 2020757 | active | confirmed | 2024-12-10 | state_regulator | 2026-10-20 |
| WA |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Lifetime Home Loans, LLC (NMLS 1861406). Source: https://lifetimehomeloans.com/project/michele-milota/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1517644

## Contact

- View profile at Lifetime Home Loans, LLC: https://lifetimehomeloans.com/project/michele-milota/
- Office phone and Email on file: shown at https://lendb.ai/lo/michele-milota-1517644#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1517644
- lender_site: https://lifetimehomeloans.com/project/michele-milota/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://dfr.oregon.gov/

Cite as: Michele Milota (NMLS 1517644), Lifetime Home Loans, LLC. LenDb.ai, https://lendb.ai/lo/michele-milota-1517644, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._