---
canonical_url: https://lendb.ai/lo/michele-o-neill-1326661
json_url: https://lendb.ai/lo/michele-o-neill-1326661.json
nmls_id: 1326661
last_verified: 2026-10-11
---

# Michele O'Neill

Senior Loan Officer at CMG Home Loans, Columbus, GA. NMLS ID 1326661 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1326661)).

**Summary:** Michele O'Neill (NMLS 1326661) is Senior Loan Officer at CMG Home Loans, based in Columbus, GA. Licensed in Florida, confirmed with the state regulator (license LO125095). Also lists Alabama, Georgia, North Carolina, Tennessee and Wisconsin on the lender page (not yet checked with the state regulator). Earliest state license record: January 3, 2024 (Florida), per state regulator. Last verified 2026-10-11.

## At a glance

- Earliest state license record: January 3, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Georgia (GA, lender_reported), North Carolina (NC, lender_reported), Tennessee (TN, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Michele O'Neill has worked in real estate for over two decades, starting as a Realtor in 1998 and moving into lending in 2015. They are also a military spouse of over 30 years.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Facts from the lender page and intro

- years_experience: since 1998. Source: https://www.cmghomeloans.com/mysite/michele-oneill, verified 2026-10-11.
- years_experience: since 2015. Source: https://www.cmghomeloans.com/mysite/michele-oneill, verified 2026-10-11.
- community: Volunteers in the community. Source: https://www.cmghomeloans.com/mysite/michele-oneill, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO125095 | active | confirmed | 2024-01-03 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-11 |

## Employment history

- ? to present: CMG Home Loans (NMLS 1820), Columbus, GA. Source: https://www.cmghomeloans.com/mysite/michele-oneill, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1326661

## Contact

- View profile at CMG Home Loans: https://www.cmghomeloans.com/mysite/michele-oneill
- Office phone and Email on file: shown at https://lendb.ai/lo/michele-o-neill-1326661#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1326661
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.cmghomeloans.com/mysite/michele-oneill

Cite as: Michele O'Neill (NMLS 1326661), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/michele-o-neill-1326661, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._