---
canonical_url: https://lendb.ai/lo/michelle-acosta-1244538
json_url: https://lendb.ai/lo/michelle-acosta-1244538.json
nmls_id: 1244538
last_verified: 2026-10-09
---

# Michelle Acosta

Loan Officer and Loan Officer Assistant at GMFS Mortgage. NMLS ID 1244538 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1244538)).

**Summary:** Michelle Acosta (NMLS 1244538) is Loan Officer and Loan Officer Assistant at GMFS Mortgage. Lists Alabama and Louisiana on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Alabama (AL, lender_reported), Louisiana (LA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Michelle has worked in mortgage lending since October 2014 and is part of the Stephanie Machado Barto Team at GMFS Mortgage. She works with borrowers across all loan programs and is known for her commitment to personalized guidance and building genuine relationships.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since October 2014. Source: https://gmfsmortgage.com/loan-officers/michelle-acosta/, verified 2026-10-09.
- years_experience: nearly 12 years. Source: https://gmfsmortgage.com/loan-officers/michelle-acosta/, verified 2026-10-09.
- education: Medical Allied Health. Source: https://gmfsmortgage.com/loan-officers/michelle-acosta/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| LA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: GMFS Mortgage (NMLS 64997). Source: https://gmfsmortgage.com/loan-officers/michelle-acosta/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1244538

## Contact

- View profile at GMFS Mortgage: https://gmfsmortgage.com/loan-officers/michelle-acosta/

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1244538
- lender_site: https://gmfsmortgage.com/loan-officers/michelle-acosta/

Cite as: Michelle Acosta (NMLS 1244538), GMFS Mortgage. LenDb.ai, https://lendb.ai/lo/michelle-acosta-1244538, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._