---
canonical_url: https://lendb.ai/lo/michelle-avery-1369035
json_url: https://lendb.ai/lo/michelle-avery-1369035.json
nmls_id: 1369035
last_verified: 2026-10-09
---

# Michelle Avery

Loan officer at Prosperity Bank, San Antonio, TX. NMLS ID 1369035 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1369035)).

**Summary:** Michelle Avery (NMLS 1369035) is a loan officer at Prosperity Bank, based in San Antonio, TX. Lists Texas on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://prosperitybankhomeloans.com/loan_officer/michelle-avery/, verified 2026-10-09)
- Licensed in: Texas (TX, lender_reported)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Michelle has over 20 years in mortgage lending across all stages of the loan lifecycle. She joined as a loan officer in 2016 and specializes in simplifying complex transactions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://prosperitybankhomeloans.com/loan_officer/michelle-avery/, verified 2026-10-09.
- role: Mortgage Loan Officer since 2016; previously held roles in origination, pre-closing, and post-closing operations. Source: https://prosperitybankhomeloans.com/loan_officer/michelle-avery/, verified 2026-10-09.
- other: Career started in 2002 at Wachovia as post-closing auditor. Source: https://prosperitybankhomeloans.com/loan_officer/michelle-avery/, verified 2026-10-09.
- other: Joined Texas Partners Bank in 2009 before transitioning to loan officer role. Source: https://prosperitybankhomeloans.com/loan_officer/michelle-avery/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Prosperity Bank (NMLS 466414), San Antonio, TX. Source: https://prosperitybankhomeloans.com/loan_officer/michelle-avery/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1369035

## Contact

- View profile at Prosperity Bank: https://prosperitybankhomeloans.com/loan_officer/michelle-avery/
- Office phone and Email on file: shown at https://lendb.ai/lo/michelle-avery-1369035#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1369035
- lender_site: https://prosperitybankhomeloans.com/loan_officer/michelle-avery/

Cite as: Michelle Avery (NMLS 1369035), Prosperity Bank. LenDb.ai, https://lendb.ai/lo/michelle-avery-1369035, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._