---
canonical_url: https://lendb.ai/lo/michelle-bruto-da-costa-668588
json_url: https://lendb.ai/lo/michelle-bruto-da-costa-668588.json
nmls_id: 668588
last_verified: 2026-10-13
---

# Michelle Bruto da Costa

Branch Manager at CMG Home Loans, Lynnwood, WA. NMLS ID 668588 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/668588)).

**Summary:** Michelle Bruto da Costa (NMLS 668588) is Branch Manager at CMG Home Loans, based in Lynnwood, WA. Licensed in 2 states confirmed with state regulators: Florida and Texas. Earliest state license record: February 21, 2013 (Texas), per state regulator. States 21 years of experience. Last verified 2026-10-13.

## At a glance

- Earliest state license record: February 21, 2013 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 21 (source: https://www.cmghomeloans.com/mysite/michelle-bruto-da-costa, verified 2026-10-11)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Michelle Bruto da Costa has a 21-year lending career and reports closing almost $1 billion in home loans. They also have hands-on real estate investing experience, owning rentals and flipping homes.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Facts from the lender page and intro

- years_experience: 21. Source: https://www.cmghomeloans.com/mysite/michelle-bruto-da-costa, verified 2026-10-11.
- credential: Recognized in the Top 1% for mortgage originators in the US for 13 years. Source: https://www.cmghomeloans.com/mysite/michelle-bruto-da-costa, verified 2026-10-11.
- credential: Top 250 Latino Originators in the US. Source: https://www.cmghomeloans.com/mysite/michelle-bruto-da-costa, verified 2026-10-11.
- credential: Women Who Rise Above the Rest award (Mortgage Women's Magazine). Source: https://www.cmghomeloans.com/mysite/michelle-bruto-da-costa, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO42806 | active | confirmed | 2017-04-26 | state_regulator | 2026-10-09 |
| TX | state_license | n/a | active | confirmed | 2013-02-21 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: CMG Home Loans (NMLS 1820), Lynnwood, WA. Source: https://www.cmghomeloans.com/mysite/michelle-bruto-da-costa, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/668588

## Contact

- View profile at CMG Home Loans: https://www.cmghomeloans.com/mysite/michelle-bruto-da-costa
- Office phone and Email on file: shown at https://lendb.ai/lo/michelle-bruto-da-costa-668588#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/668588
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://www.cmghomeloans.com/mysite/michelle-bruto-da-costa

Cite as: Michelle Bruto da Costa (NMLS 668588), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/michelle-bruto-da-costa-668588, last verified 2026-10-13.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._