---
canonical_url: https://lendb.ai/lo/michelle-cohen-311746
json_url: https://lendb.ai/lo/michelle-cohen-311746.json
nmls_id: 311746
last_verified: 2026-10-09
---

# Michelle Cohen

Branch Manager at Union Home Mortgage, Northfield, NJ. NMLS ID 311746 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/311746)).

**Summary:** Michelle Cohen (NMLS 311746) is Branch Manager at Union Home Mortgage, based in Northfield, NJ. Licensed in Pennsylvania, confirmed with the state regulator (license 33094). Also lists New Jersey on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Pennsylvania (PA, confirmed), New Jersey (NJ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Michelle started her mortgage career in 1993 with strong commitment to community service. She specializes in FHA/203k, VA, construction, rehab and jumbo loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1993. Source: https://www.uhm.com/loan-officers/michelle-cohen/, verified 2026-10-09.
- community: Involved in charities and gives back to the community. Source: https://www.uhm.com/loan-officers/michelle-cohen/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| PA | state_license | 33094 | active | confirmed |  | state_regulator | 2026-10-10 |
| NJ | state_license | 311746 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Northfield, NJ. Source: https://www.uhm.com/loan-officers/michelle-cohen/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/311746

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/michelle-cohen/
- Office phone and Email on file: shown at https://lendb.ai/lo/michelle-cohen-311746#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/311746
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.uhm.com/loan-officers/michelle-cohen/

Cite as: Michelle Cohen (NMLS 311746), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/michelle-cohen-311746, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._