---
canonical_url: https://lendb.ai/lo/michelle-f-young-54100
json_url: https://lendb.ai/lo/michelle-f-young-54100.json
nmls_id: 54100
last_verified: 2026-10-09
---

# Michelle F. Young

Licensed Loan Originator at Homestead Funding, Albany, NY. NMLS ID 54100 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/54100)).

**Summary:** Michelle F. Young (NMLS 54100) is Licensed Loan Originator at Homestead Funding, based in Albany, NY. Lists New York and South Carolina on the lender page (not yet checked with the state regulator). States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.homesteadfunding.com/loan-originators/michelle-f-young, verified 2026-10-09)
- Licensed in: New York (NY, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Michelle has 25 years of experience and is known as "Miss Fix It" for resolving issues. She treats everyone with respect and works to cultivate customers for life.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.homesteadfunding.com/loan-originators/michelle-f-young, verified 2026-10-09.
- community: Volunteers for Easterseals, Ronald McDonald House, and local food pantries and soup kitchens. Source: https://www.homesteadfunding.com/loan-originators/michelle-f-young, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Homestead Funding (NMLS 3232), Albany, NY. Source: https://www.homesteadfunding.com/loan-originators/michelle-f-young, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/54100

## Contact

- View profile at Homestead Funding: https://www.homesteadfunding.com/loan-originators/michelle-f-young
- Office phone and Email on file: shown at https://lendb.ai/lo/michelle-f-young-54100#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/54100
- lender_site: https://www.homesteadfunding.com/loan-originators/michelle-f-young

Cite as: Michelle F. Young (NMLS 54100), Homestead Funding. LenDb.ai, https://lendb.ai/lo/michelle-f-young-54100, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._