---
canonical_url: https://lendb.ai/lo/michelle-frander-198260
json_url: https://lendb.ai/lo/michelle-frander-198260.json
nmls_id: 198260
last_verified: 2026-10-09
---

# Michelle Frander

Sr Loan Advisor at American Pacific Mortgage, Peachtree City, GA. NMLS ID 198260 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/198260)).

**Summary:** Michelle Frander (NMLS 198260) is Sr Loan Advisor at American Pacific Mortgage, based in Peachtree City, GA. Lists Alabama, Georgia, Tennessee and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Real estate investor. Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Alabama (AL, lender_reported), Georgia (GA, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.60, verified 2026-10-09. Source: https://www.apmortgage.com/michelle-frander
- **Real estate investor** (`investor`): lender page, confidence 0.60, verified 2026-10-09. Source: https://www.apmortgage.com/michelle-frander

## About

Michelle Frander is a Senior Loan Advisor at American Pacific Mortgage serving clients across five states. They assist first-time homebuyers and seasoned investors with conventional, jumbo, FHA, VA, USDA, bridge, builder, and renovation loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Sr Loan Advisor. Source: https://www.apmortgage.com/michelle-frander, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO116755 | expired | confirmed | 2023-01-20 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: American Pacific Mortgage (NMLS 1850), Peachtree City, GA. Source: https://www.apmortgage.com/michelle-frander, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/198260

## Contact

- View profile at American Pacific Mortgage: https://www.apmortgage.com/michelle-frander
- Office phone and Email on file: shown at https://lendb.ai/lo/michelle-frander-198260#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/198260
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.apmortgage.com/michelle-frander

Cite as: Michelle Frander (NMLS 198260), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/michelle-frander-198260, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._