---
canonical_url: https://lendb.ai/lo/michelle-garcia-317001
json_url: https://lendb.ai/lo/michelle-garcia-317001.json
nmls_id: 317001
last_verified: 2026-10-09
---

# Michelle Garcia

Sr. Loan Advisor at American Pacific Mortgage, Orlando, FL. NMLS ID 317001 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/317001)).

**Summary:** Michelle Garcia (NMLS 317001) is Sr. Loan Advisor at American Pacific Mortgage, based in Orlando, FL. Licensed in Florida, confirmed with the state regulator (license LO3172). Licensed since 2011 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2011 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO3172 | active | confirmed | 2011-03-07 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: American Pacific Mortgage (NMLS 1850), Orlando, FL. Source: https://www.apmortgage.com/michelle-garcia, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/317001

## Contact

- View profile at American Pacific Mortgage: https://www.apmortgage.com/michelle-garcia
- Email on file: shown at https://lendb.ai/lo/michelle-garcia-317001#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/317001
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.apmortgage.com/michelle-garcia

Cite as: Michelle Garcia (NMLS 317001), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/michelle-garcia-317001, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._