---
canonical_url: https://lendb.ai/lo/michelle-greenwalt-267729
json_url: https://lendb.ai/lo/michelle-greenwalt-267729.json
nmls_id: 267729
last_verified: 2026-10-09
---

# Michelle Greenwalt

Assistant Branch Manager at First Home Mortgage, Millersville, MD. NMLS ID 267729 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/267729)).

**Summary:** Michelle Greenwalt (NMLS 267729) is Assistant Branch Manager at First Home Mortgage, based in Millersville, MD. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists District of Columbia, Delaware, Georgia, Maryland, North Carolina, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance and First-time buyer. Licensed since 2022 (per Florida records). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://firsthome.com/loan-officers/michelle-greenwalt/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Georgia (GA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://firsthome.com/loan-officers/michelle-greenwalt/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://firsthome.com/loan-officers/michelle-greenwalt/

## About

Michelle has over 20 years in mortgage business, working with first-time homebuyers to high-end waterfront properties and recognized as a leader in down payment assistance programs (Maryland CDA, DC Open Doors).

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://firsthome.com/loan-officers/michelle-greenwalt/, verified 2026-10-09.
- community: Leader in down payment assistance programs (Maryland Mortgage Program/CDA and DC Open Doors). Source: https://firsthome.com/loan-officers/michelle-greenwalt/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO114689 | active | confirmed | 2022-11-01 | state_regulator | 2026-10-09 |
| PA | state_license | 32257 | active | confirmed |  | state_regulator | 2026-10-10 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Home Mortgage (NMLS 71603), Millersville, MD. Source: https://firsthome.com/loan-officers/michelle-greenwalt/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/267729

## Contact

- View profile at First Home Mortgage: https://firsthome.com/loan-officers/michelle-greenwalt/
- Office phone and Email on file: shown at https://lendb.ai/lo/michelle-greenwalt-267729#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/267729
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://firsthome.com/loan-officers/michelle-greenwalt/

Cite as: Michelle Greenwalt (NMLS 267729), First Home Mortgage. LenDb.ai, https://lendb.ai/lo/michelle-greenwalt-267729, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._