---
canonical_url: https://lendb.ai/lo/michelle-ikonen-1107671
json_url: https://lendb.ai/lo/michelle-ikonen-1107671.json
nmls_id: 1107671
last_verified: 2026-10-13
---

# Michelle Ikonen

Loan Officer at CrossCountry Mortgage, Round Rock, TX. NMLS ID 1107671 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1107671)).

**Summary:** Michelle Ikonen (NMLS 1107671) is Loan Officer at CrossCountry Mortgage, based in Round Rock, TX. Licensed in Texas, confirmed with the state regulator. Focus areas shown on the lender page: First-time buyer. Earliest state license record: January 8, 2025 (Texas), per state regulator. Last verified 2026-10-13.

## At a glance

- Earliest state license record: January 8, 2025 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/round-rock-tx-4441/michelle-ikonen/

## About

Michelle has worked in the financial industry since 2005 at major mortgage and financial institutions. Their expertise includes VA, FHA, USDA and conventional loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 2005. Source: https://crosscountrymortgage.com/round-rock-tx-4441/michelle-ikonen/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2025-01-08 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Round Rock, TX. Source: https://crosscountrymortgage.com/round-rock-tx-4441/michelle-ikonen/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1107671

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/round-rock-tx-4441/michelle-ikonen/
- Office phone and Email on file: shown at https://lendb.ai/lo/michelle-ikonen-1107671#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1107671
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://crosscountrymortgage.com/round-rock-tx-4441/michelle-ikonen/

Cite as: Michelle Ikonen (NMLS 1107671), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michelle-ikonen-1107671, last verified 2026-10-13.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._