---
canonical_url: https://lendb.ai/lo/michelle-krusmark-2717683
json_url: https://lendb.ai/lo/michelle-krusmark-2717683.json
nmls_id: 2717683
last_verified: 2026-10-09
---

# Michelle Krusmark

Loan Officer at Xpert Home Lending. NMLS ID 2717683 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2717683)).

**Summary:** Michelle Krusmark (NMLS 2717683) is Loan Officer at Xpert Home Lending. Licensed in Colorado, confirmed with the state regulator (license 100542682). Also lists Ohio and Wyoming on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Colorado records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Colorado records). This is license history on file, not total experience.
- Licensed in: Colorado (CO, confirmed), Ohio (OH, lender_reported), Wyoming (WY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Michelle brings detail-oriented, personalized lending service with over a decade of business and bookkeeping background. She specializes in conventional, jumbo, FHA, VA, USDA loans, HELOCs, and grant options for clients across CO, OH, and WY.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: more than a decade. Source: https://xperthomelending.com/loan-directory/michelle-krusmark, verified 2026-10-09.
- community: Community-focused business owner with passion for helping others achieve dreams. Source: https://xperthomelending.com/loan-directory/michelle-krusmark, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100542682 | active | confirmed | 2025-07-10 | state_regulator | 2026-10-10 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/michelle-krusmark, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2717683

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/michelle-krusmark
- Office phone and Email on file: shown at https://lendb.ai/lo/michelle-krusmark-2717683#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2717683
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=343496&contact=575223
- lender_site: https://xperthomelending.com/loan-directory/michelle-krusmark

Cite as: Michelle Krusmark (NMLS 2717683), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/michelle-krusmark-2717683, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._