---
canonical_url: https://lendb.ai/lo/michelle-luke-1279831
json_url: https://lendb.ai/lo/michelle-luke-1279831.json
nmls_id: 1279831
last_verified: 2026-10-09
---

# Michelle Luke

Sr. Loan Officer at Highlands Residential Mortgage, Chattanooga, TN. NMLS ID 1279831 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1279831)).

**Summary:** Michelle Luke (NMLS 1279831) is Sr. Loan Officer at Highlands Residential Mortgage, based in Chattanooga, TN. Lists Tennessee on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Highlands Residential Mortgage (NMLS 134871), Chattanooga, TN. Source: https://www.highlandsmortgage.com/agents/michelle-luke/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1279831

## Contact

- View profile at Highlands Residential Mortgage: https://www.highlandsmortgage.com/agents/michelle-luke/
- Office phone and Email on file: shown at https://lendb.ai/lo/michelle-luke-1279831#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1279831
- lender_site: https://www.highlandsmortgage.com/agents/michelle-luke/

Cite as: Michelle Luke (NMLS 1279831), Highlands Residential Mortgage. LenDb.ai, https://lendb.ai/lo/michelle-luke-1279831, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._