---
canonical_url: https://lendb.ai/lo/michelle-mi-jung-kim-2741207
json_url: https://lendb.ai/lo/michelle-mi-jung-kim-2741207.json
nmls_id: 2741207
last_verified: 2026-10-24
---

# Michelle (Mi Jung) Kim

LOAN OFFICER at Oz Gram Investment, Inc.. NMLS ID 2741207 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2741207)).

Michelle (Mi Jung) Kim (NMLS 2741207) is a LOAN OFFICER at Oz Gram Investment, Inc., licensed in California since 2025. Michelle speaks English and Korean.

**Summary:** Michelle (Mi Jung) Kim (NMLS 2741207) is LOAN OFFICER at Oz Gram Investment, Inc.. Licensed in California, confirmed with the state regulator (license CA-DFPI2741207). Speaks English and Korean. Earliest state license record: August 15, 2025 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Michelle licensed in California?

Yes. California regulator records list license CA-DFPI2741207 as active, first effective August 15, 2025 (verified 2026-10-24). Source: https://dfpi.ca.gov/.

### What lender does Michelle work for?

Oz Gram Investment, Inc., company NMLS 1579697, per the lender's own site (verified 2026-10-15). Source: https://cpslending.com/mkim/pf.

### What languages does Michelle speak?

English and Korean, per their lender page (verified 2026-10-15). Source: https://cpslending.com/mkim/pf.

### How long has Michelle been licensed?

The earliest state license record LenDb holds for Michelle is from August 15, 2025 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: August 15, 2025 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Korean (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- other: bilingual in English and Korean. Source: https://cpslending.com/mkim/pf, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2741207 | active | confirmed | 2025-08-15 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: Oz Gram Investment, Inc. (NMLS 1579697). Source: https://cpslending.com/mkim/pf, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2741207

## Contact

- View profile at Oz Gram Investment, Inc.: https://cpslending.com/mkim/pf
- Office phone and Email on file: shown at https://lendb.ai/lo/michelle-mi-jung-kim-2741207#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2741207
- state_regulator: https://dfpi.ca.gov/
- lender_site: https://cpslending.com/mkim/pf

Cite as: Michelle (Mi Jung) Kim (NMLS 2741207), Oz Gram Investment, Inc.. LenDb.ai, https://lendb.ai/lo/michelle-mi-jung-kim-2741207, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._