--- canonical_url: https://lendb.ai/lo/michelle-muqtadir-143470 json_url: https://lendb.ai/lo/michelle-muqtadir-143470.json nmls_id: 143470 last_verified: 2026-10-09 --- # Michelle Muqtadir Regional Manager at CrossCountry Mortgage, Seattle, WA. NMLS ID 143470 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/143470)). **Summary:** Michelle Muqtadir (NMLS 143470) is Regional Manager at CrossCountry Mortgage, based in Seattle, WA. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arizona, California, Hawaii, Idaho, Nevada, Oregon, Tennessee, Texas and 1 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan, Renovation loan (203k / HomeStyle), Low credit score, FHA loan and First-time buyer. Earliest state license record: January 27, 2023 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-09. ## At a glance - Earliest state license record: January 27, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 20 (source: https://crosscountrymortgage.com/seattle-wa-5551/michelle-muqtadir/, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, confirmed), Hawaii (HI, lender_reported), Idaho (ID, lender_reported), Nevada (NV, lender_reported), Oregon (OR, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/seattle-wa-5551/michelle-muqtadir/ - **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/seattle-wa-5551/michelle-muqtadir/ - **Low credit score** (`low-credit`): lender page, confidence 0.80, verified 2026-10-09. Source: https://crosscountrymortgage.com/seattle-wa-5551/michelle-muqtadir/ - **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/seattle-wa-5551/michelle-muqtadir/ - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/seattle-wa-5551/michelle-muqtadir/ ## About 20-year loan consultant experienced with jumbo, bridge, RSU, self-employment, commission, conventional, FHA, VA, USDA, zero-down, renovation, and credit-challenge lending. Serves Seattle, WA and beyond with focus on first-time buyers, move-ups, and investors. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 20. Source: https://crosscountrymortgage.com/seattle-wa-5551/michelle-muqtadir/, verified 2026-10-09. - service_area: Seattle, WA and beyond. Source: https://crosscountrymortgage.com/seattle-wa-5551/michelle-muqtadir/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO117004 | active | confirmed | 2023-01-27 | state_regulator | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | 100536117 | active | confirmed | 2023-03-08 | state_regulator | 2026-10-10 | | HI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ID | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Seattle, WA. Source: https://crosscountrymortgage.com/seattle-wa-5551/michelle-muqtadir/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/143470 ## Contact - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/seattle-wa-5551/michelle-muqtadir/ - Office phone and Email on file: shown at https://lendb.ai/lo/michelle-muqtadir-143470#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/143470 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://crosscountrymortgage.com/seattle-wa-5551/michelle-muqtadir/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=313008&contact=542010 Cite as: Michelle Muqtadir (NMLS 143470), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michelle-muqtadir-143470, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._